Mortgage products

 
A "Developer handover mortgage" typically refers to a mortgage or financing arrangement that occurs when a property developer completes a construction project and hands over the completed property to the buyer or homeowner. This type of mortgage is common in new construction projects, where the developer offers financing options to buyers to facilitate the purchase of newly built homes or condominiums. .

 
A "Property resale mortgage" refers to a type of mortgage financing that occurs when a property owner sells a property to another party, and the new buyer obtains a mortgage loan to finance the purchase of the property. In essence, it's a mortgage arrangement that facilitates the resale of a property from one owner to another. 

A "Refinance mortgage" refers to the process of replacing an existing mortgage loan with a new one, usually with different terms. People typically refinance their mortgage to take advantage of lower interest rates, reduce monthly payments, adjust the loan term, or tap into the equity they've built in their home for other financial needs. 

 A "construction mortgage," also known as a "construction loan," is a type of financing specifically designed to fund the construction or renovation of a property. This type of mortgage is typically used by individuals or developers who plan to build a new home, undertake significant renovations, or construct commercial properties. 

An "equity release mortgage" is a financial product that allows homeowners, typically those with significant equity in their property, to access a portion of the value of their home without having to sell it. Equity release mortgages are often used to unlock the wealth tied up in a property for various purposes, such as home renovations